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First Home Loan Deposit Scheme (FHLDS)

Details of the eagerly awaited 5% First Home Deposit Scheme have been announced.  Also known as the First Home Loan Deposit Scheme (FHLDS), it is set to start on 1st Jan 2020, and the scheme will support up to 10,000 loans each financial year.

This scheme allows eligible first home owners on low and middle incomes to purchase a home with a deposit of as little as 5 per cent.

However, you might be out of luck.  It is a good plan, but it is probably released at the wrong time.


If you've been following our blogs and on Facebook, property prices have risen between 5-8% in Melbourne.  In some popular suburbs prices have reached and even exceeded the 2017 peak.

Bidding activities at some auctions have once again, reached insane levels, with buyers overpaying hundreds and thousands more for a property.

What does these all mean for first home buyers?  You have to be prepared to pay more. And lots more, if you're hoping to buy into a popular, established suburb.

If you have been waiting for the 5% deposit scheme before you get into the property market you need to be fast. There are only 10,000 golden tickets available for eligible first home buyers. You have to be quick.  Get in touch now, so that we can prepare you for 1 January 2020.

How can we help?

Here at Concierge Buyers Advocates, we have been working hard to identify eligible properties in popular, high growth Melbourne suburbs for eligible first home buyers. These are individually selected and hand picked from the lists of property leads and from quality builders.  We've done the analysis and handpicked them based on their quality, affordability, location, amenities, etc

Buying your first home has never been easier.  We've developed a quick 5-step process, to speed up your purchase:

  1. Talk to us.

  2. We'll get you pre-approved for mortgage, if you need one.

  3. Select from the shortlisted, handpicked properties.

  4. Sign the purchase agreement.

  5. Sit back and relax.

We'll manage the ENTIRE purchasing process for you, from financing and conveyancing.  If you're getting a house-and-land package, we will even monitor the build progress for you, FREE! 

Buying your first home has never been so easier and stress-free.  Do not spend weekends and months searching and inspecting houses.

Get in touch today to find out more.

Our Promotion

For the first 3 buyers each month, we're throwing in either a free Solar systems or a Smart Home Automation systems, fully installed.

Do not miss out.  WhatsApp us now.

Am I Eligible? 

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